Ashley Gullo Insurance Agency
Ashley Gullo Insurance Agency

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We have multiple quote options for individuals, families, and businesses.

Request A Quote2024-08-17T17:18:05-05:00

Ashley Gullo Insurance Agency offers a variety of business & personal insurance options. To get started, please choose your type of insurance you want below, or give us a call at 406-297-2351. You can expect a quote or call from one of our agents shortly.

Trade Contractors

General Contractors

Business Insurance

Construction

Trucking

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Our state-of-the-art portal allows businesses to locate, purchase, and manage specialized insurance policies quickly. Weeks-long waiting periods and stacks of paperwork are officially obsolete.

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Frequently Asked Insurance Questions

Can employees sue their employer if they have Workers’ Compensation Insurance?2024-08-17T17:14:16-05:00

In most cases, Workers’ Compensation Insurance prevents employees from suing their employer for work-related injuries. This coverage is designed to provide benefits without the need for litigation. However, employees can still sue in cases of gross negligence or intentional harm by the employer.

How long do employees have to file a Workers’ Compensation claim?2024-08-17T17:14:16-05:00

The time frame for filing a Workers’ Compensation claim varies by state, but it typically ranges from 30 days to two years from the date of the injury. It’s important for employees to report injuries as soon as possible to ensure timely processing and receipt of benefits.

What does Commercial Package Policy Insurance not cover?2024-08-17T17:14:16-05:00

While a Commercial Package Policy provides broad coverage, it does not cover every risk. For example, it typically does not include workers’ compensation insurance, health and disability insurance, or professional liability insurance. Separate policies are needed to cover these specific areas.

Can I customize my Commercial Package Policy Insurance?2024-08-17T17:14:16-05:00

Yes, one of the main advantages of a CPP is its flexibility. You can customize your policy to include only the coverages that are relevant to your business, ensuring you have tailored protection without paying for unnecessary coverage.

How is a Commercial Package Policy different from a Business Owner’s Policy (BOP)?2024-08-17T17:14:16-05:00

A BOP also bundles multiple coverages, but it is designed for smaller businesses with lower risk profiles. A CPP offers more flexibility and higher coverage limits, making it suitable for larger businesses or those with more complex risks.

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